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Open Banking Advent Calendar 2025

December 10th: Be the Change with Open Banking

The Open Banking Advent Calendar is in full swing, and so we are bringing a moment of reflection and a reminder of why this industry exists in the first place.

Today’s video features our very own Fadi Pola. It’s a timely message as we look towards 2026. Open banking has matured, but the next chapter, open finance, FDA, PSD3, hinges on collaboration, transparency, and trust. And while regulation can shape the ecosystem, real change happens when individuals and companies choose to embody the values they want the industry to reflect.

Fadi reminds us that innovation doesn’t need to be complicated. Sometimes it starts with a mindset:
If you want change in the world, be that change.

As part of our weekday Advent Calendar, today’s insight celebrates the people who push the industry forward, not by building louder, but by building better.

Explore today's door and keep following along for more stories, ideas, and sparks of inspiration from across the open banking and fintech community.

More in the Open BankingAdvent Calendar Series: