Open Banking connectivity solved

Get direct connection to banks and most of your TPP license with our on-premise aggregation SDK. Or get started quickly and pay-as-you-go with Tilisy business API.

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Open Banking aggregation SDK

enable:Banking SDK connects to ASPSPs directly without exposing data to any third-party. It's an on-premise solution helping licensed TPPs to reduce workload related to implementation and maintenance of API integrations and to focus on value-adding functionality. The SDK provides highly flexible native libraries for major platforms such as Java, Node.js and Python.

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Tilisy business API

Tilisy business API is a simple way to get instance access to account balances and transactions and to sync the data with any application. As a registered Account Information Service Provider, Enable Banking is able to access PSD2 APIs of the integrated banks and make account information available where users need it.

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Open Banking APIs

We have integrated Open Banking APIs of all major banks and other payment account providers (EMIs and PIs) in Nordics and Baltics. We constantly monitor the integrated APIs and test interaction process. Also we follow announced changes, so we can timely update integrations.


APIs integrated


Reference cases

Crosskey, an IT innovator born from banking, has chosen enable:Banking SDK to be able to provide to its customers wide coverage of Open Banking APIs in Nordics and Baltics. Crosskey's customers span the Nordics and they include Ålandsbanken, S-Pankki, DNB and Marginalen Bank.


Riskrate, a cash forecast SaaS, has chosen Tilisy business API for retrieving payment account information, such as account balances and transactions, to predict risks and make cash forecast.


Mr.Banxe, an electronic money institution automating banking and accounting tasks, has chosen enable:Banking for testing own Open Banking APIs.


Security and compliance

Security is one of the core values at Enable Banking, this is why we chose to be ISO/IEC 27001 certified. Our products meet the highest security standards, so your organisation can rely on Enable Banking and reduce information security and data protection risks associated with use of Open Banking.

Enable Banking Oy is a registered Account Information Service Provider regulated by Finnish Financial Supervisory Authority (FIN-FSA). If you have any question related to compliance aspects, please keep in touch with us. We are happy to help.

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