In Charge.
We are your open banking partner that enables scalable, secure, & transparent solutions that put you in charge of your service offering.
Contact usWe are your open banking partner that enables scalable, secure, & transparent solutions that put you in charge of your service offering.
Contact usOpen Banking is a worldwide movement, and in Europe it is run by a regulation called PSD2 (the Revised Payment Services Directive). Open Banking is about giving innovators the possibility to build new solutions for their customers in a way that doesn’t interfere with their business model or disrupt the customer experience.
That’s where Enable Banking comes in – we offer non-intrusive connectivity to ASPSPs` official APIs across Europe, without touching your data or interfering with your business model.
We make sure you can focus on what matters most – building great products for customers!
We provide state-of-the-art connectivity solutions across Europe, without ever interfering with our clients' data or business model.
We will never make use of any of your data or interfere with how you run things day-to-day. With us, you get all the benefits of being connected, without ever losing control.
We are transparent and proactive about any connectivity issues that may occur, providing you with data on reasons for failed connectivity.
We are the perfect partner when you wish to expand into new services and/or geographical markets. Always ready to quickly expand connectivity, we will grow with you.
Our services are based on PSD2 (The Revised Payment Service Directive) APIs from Account Servicing Payment Service Providers. It means that when you are using our services, you can be sure that they are official APIs. We are offering our connectivity engine for licensed and non-licensed companies depending your business models. We operate under Finnish Financial Supervisor Authority and our services are ISO/IEC 27001 certified.
Our focus lies on delivering intuitive integrations that are simple to understand and easy to implement, bringing effortless accessibility into the world of Open Banking.
curl -X POST \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
-H "Content-Type: application/json" \
-d @auth.json \
https://api.enablebanking.com/auth
{
"access": {
"balances": true,
"transactions": true,
"valid_until": "2023-04-30T14:05:08.632Z"
},
"aspsp": {
"country": "FI",
"name": "Nordea"
},
"psu_type": "personal",
"redirect_url": "http://your-domain.com/redirect-callback",
"state": "3a57e2d3-2e0c-4336-af9b-7fa94f0606a3"
}
{
"url": "https://tilisy.enablebanking.com/welcome?sessionid=73100c65-c54d-46a1-87d1-aa3effde435a",
"authorization_id": "73100c65-c54d-46a1-87d1-aa3effde435a"
}
curl -X POST \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
-H "Content-Type: application/json" \
-d @session.json \
https://api.enablebanking.com/sessions
{
"code": "0f4473e7-95dd-49d2-9e48-5884d268b8d9"
}
{
"accounts": [
{
"account_id": {
"iban": "FI8821291587733472"
},
"cash_account_type": "CACC",
"currency": "EUR",
"details": "Current account",
"identification_hash": "WwpbCiJhY2NvdW50IiwKImFjY291bnRfaWQiLAoiaWJhbiIKXQpd.E8GzhnnsFC7K+4e3YMYYKpyM83Zx6toXrjgcvPP/Lqc=",
"name": "Holder Name",
"uid": "07cc67f4-45d6-494b-adac-09b5cbc7e2b5",
"usage": "PRIV"
}
],
"session_id": "4604aa90-f8a8-4180-92d8-0c3270846f0a"
}
curl -X GET \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
https://api.enablebanking.com/accounts/07cc67f4-45d6-494b-adac-09b5cbc7e2b5/balances
{
"balances": [
{
"balance_amount": {
"amount": "1.23",
"currency": "EUR"
},
"balance_type": "CLBD",
"last_change_date_time": "2019-08-24T14:15:22Z",
"name": "Booked balance",
"reference_date": "2019-08-24"
}
]
}
curl -X GET \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
https://api.enablebanking.com/accounts/07cc67f4-45d6-494b-adac-09b5cbc7e2b5/transactions
{
"continuation_key": "E8GzhnnsFC7K+4e3YMYYKpyM",
"transactions": [
{
"bank_transaction_code": {
"code": "12",
"description": "Utlandsbetalning",
"sub_code": "32"
},
"booking_date": "2020-01-01",
"credit_debit_indicator": "CRDT",
"creditor": {
"name": "Company Name"
},
"debtor_account": {
"iban": "FI8821291587733472"
},
"entry_reference": "5561990681",
"remittance_information": ["Gift for Debtor"],
"status": "BOOK",
"transaction_amount": {
"amount": "1.23",
"currency": "EUR"
},
"transaction_date": "2020-01-01",
"value_date": "2020-01-01"
}
]
}
Try out our available API’s and experience effortless connectivity, free of charge for you to test in your own environment.
Once you have established your needs, we’ll work with you to cater the service and effectivize your production.
Having finalized production, launch your product and have the security of support for every step along the way!
Integrating with new providers, testing interactions, and monitoring APIs in multiple countries is a full-time job.
Enable Banking has you covered.
We have integrated with all the major banks and other payment providers in Europe, so you can focus on your business, instead of struggling with legacy systems.
Enable Banking is a secure and reliable way to link your data with third-party providers.
We are ISO/IEC 27001 certified, meaning we have been independently audited to ensure that our products meet the highest security standards.
We are regulated by Finnish Financial Supervisory Authority, and we are using only official ASPSPs` APIs to provide our services. With us you can be sure that you are compliant now and in future.