Enhance your loyalty programs with open banking data

Create loyalty and rewards programs that delight your customers and build long-term loyalty with open banking.

Build reward programs that create long-term customer loyalty

Every customer is unique, so why settle for a one-size-fits-all rewards program?

With the power of Open Banking, you can tailor your loyalty and rewards offers to match every customer's unique needs. Imagine crafting rewards that perfectly fit your customers' spending habits to boost loyalty and drive revenue like never before.

With the power of Open Banking, you can tailor your offers to match every customer's unique needs. Imagine crafting rewards that perfectly fit your customers' spending habits to boost loyalty and drive revenue like never before. 

Transactional data enables you to create loyalty programs based on reward customisation, precise segmentation, and individual personalisation. With Enable Banking’s API, you can integrate real-time data from over 2500 banks.

With the power of Open Banking, you can tailor your loyalty and rewards offers to match every customer's unique needs. Imagine crafting rewards that perfectly fit your customers' spending habits to boost loyalty and drive revenue like never before.

In just a few seconds, your customers can consent to share their financial data, allowing for a high degree of personalisation without the need for manual data entry. 

In addition, our API-only approach prioritises up-to-date compliance, privacy and security. We never store a single byte of your customers’ data.

Why Open Banking?

Finance dashboard displaying transactions and a credit card offer. Sophisticated Personalisation. Say goodbye to generic experiences. Our open banking API provides the data you need to build hyper-personalised, multifaceted loyalty experiences.

Sophisticated Personalisation

Say goodbye to generic experiences. Our API provides the data you need to build hyper-personalised, multifaceted loyalty experiences tailored to each customer's purchase activity.

Infographic showing open banking enables a Deep dive into your customers' spending habits to craft irresistible rewards. Gain valuable insights into your customers’ share of wallet, churn patterns, favourite rewards, and reward program touchpoints.

Deep Data Insights

Deep dive into your customers' spending habits to craft irresistible rewards. Gain valuable insights into your customers’ share of wallet, churn patterns, favourite rewards, and reward program touchpoints.

Infographic showing open banking means Convenience at Every Stage. Your customers can keep track of all their rewards in one place without needing to register a loyalty card. They can keep track of their loyalty points effortlessly.

Convenience at Every Stage

Your customers can keep track of all their rewards in one place without needing to register a loyalty card. They can keep track of their loyalty points effortlessly, whether it's in your banking app or a dedicated loyalty hub.

Illustration showing Seamless Onboarding with open banking. Onboard customers swiftly and securely without manual document uploads. Verify account details and ownership in seconds to increase customer engagement.

Seamless Onboarding

Onboard customers swiftly and securely without manual document uploads. Verify account details and ownership in seconds to increase customer engagement. Provide a seamless onboarding experience that enhances user trust and loyalty.

Illustration showing the value of open banking data. Eliminate the hassle of manual data entry. Instantly access account data from thousands of banks in 29 European countries, seamlessly integrating financial information into your loyalty program.

Data Directly From the Bank

Eliminate the hassle of manual data entry. Instantly access account data from thousands of banks in 29 European countries, seamlessly integrating financial information into your loyalty program.

One API, 2500+ Banks

See how our Open Banking tools enable you to build time-saving, revenue-generating features for your customers.

Why Choose Enable Banking?

One API, 2500+ Banks Regardless of which banks your customers use, our vast coverage enables you to give them personalised, frictionless loyalty experiences.

One API,
2500+ Banks

Regardless of which banks your customers use, our vast coverage enables you to give them personalised, frictionless loyalty experiences. 

Fast Transaction Authorisation Instantly authorise customer transactions with our extensive bank coverage. Our lightning-fast API means your customers don’t have to wait any longer than necessary for rewards.

Fast Transaction Authorisation

Instantly authorise customer transactions with our extensive bank coverage. Our lightning-fast API means your customers don’t have to wait any longer than necessary for rewards.

Built-In Security and Compliance We maintain best-in-class security, fraud prevention and compliance standards. We never see, share or sell any of your customer’s data. Your rewards land in the right hands every time.

Built-In Security and Compliance

We maintain best-in-class security, fraud prevention and compliance standards. We never see, share or sell any of your customer’s data. Your rewards land in the right hands every time. 

Unlocking Open Banking Opportunities Navigate the quickest route to explore a myriad of open banking opportunities with us.

Unlocking Open Banking Opportunities

Navigate the quickest route to explore a myriad of open banking opportunities with us.

Data Privacy Assurance We prioritise your privacy. We never monetise your data, ensuring strict confidentiality and trust with every interaction.

Data Privacy Assurance

We prioritise your privacy. We never monetise your data, ensuring strict confidentiality and trust with every interaction.

Get Started Now

Ready to step into the future of Open Banking? Connect with us and be at the forefront of the financial revolution. Our team is here to help you along the way.

Sarah Häger, CCO at Enable Banking, the leading open banking connectivity provider for business accounts. Combined with our commitment to never monetize your data, we’re the default choice for companies seeking secure and transparent open banking.

Sarah Häger, CCO
sarah@enablebanking.com

Hear From Our Clients

  • "We chose Enable Banking as one of our infrastructure partners because of their robust and reliable TPP infrastructure, which has been crucial for scaling our credit risk assessments across Europe. Their professionalism and quick responsiveness make collaboration seamless, and their expertise in open banking ensures we consistently access high-quality, real-time financial data."

    Stefan Agergaard Hansen, Head of International Growth at Monthio

  • "Working with Enable Banking is an exceptional experience. Their open banking APIs seamlessly integrate with our core banking platform, providing real-time transactional data that enables our customers to implement and benefit from more advanced loan origination and automated, accurate credit decision-making among many opportunities. Their expertise and collaborative approach have been instrumental in helping us deliver faster, more innovative services to our clients."

    Tommi Lassila, Manager Sales and Partnerships at Aura Cloud

  • "Integrating Enable Banking into our system was seamless, and their data is reliable and essential. Our tech and product teams are thrilled with their responsive support, making our partnership straightforward and rewarding."

    Oliver Mohseni Skoglund, Co-Founder, Froda

  • "Open Banking data allows us to gain deeper insights into our customers' spending habits, enabling us to create a more personalized and effective loyalty program. With this data, we get a much better understanding of our customers—how they behave, what destinations they prefer, and what brands they interact with."

    Madeleine Svantesson, Head of EuroBonus Partners at SAS Eurobonus

  • "Enable Banking are the world’s best PSD2 experts, which strengthens the services we provide.They bring unparalleled expertise in PSD2 and the banking sector. Their deep industry knowledge and innovative approach make them the perfect partner for us. I highly recommend Enable Banking for their exceptional insight, customer focus, and ability to drive real results in the ever-evolving financial landscape.

    Antti Harsunen, Signicat’s Country Manager in Finland

  • "Enable Banking provides a key part of our end-to-end solution. It is a company that's concrete, smart, and devoted to perfect execution."

    Enrico Lodi, Managing Director at CRIF

  • "The commercial team at Enable Banking wants to help us and wants Gokind to succeed. They don't want to just deliver PSD2 data. I like that very much."

    Gustaf Anselmmson, Co-Founder and CEO of Gokind

  • "I want to say a huge thanks to Enable Banking. I would give you five stars out of five, and I would suggest anybody looking for an open banking partner give you serious thought."

    Tuomas Kohila, Co-Founder and CEO of Propspoints

  • "Enable Banking is very responsive and flexible. Whenever there are updates from either side, we can make changes quickly. We were able to cover all of our core markets with Enable Banking. "

    Minh-Kiet Vuong, Product Manager at Zervant

  • "We evaluated many providers by response time, coverage in Europe, and quality of support and Enable Banking was the best one. With Enable Banking, we feel a real will to help us."

    Christian Caumont, CEO and Founder of YOWPay

Enable Banking's Expert Support. Having trouble integrating our API with your loyalty and rewards solution? Having trouble optimizing personalized offers or customer engagement? We're here to help with fast, responsive support whenever you need it.

Expert Support

Having trouble integrating our API with your loyalty and rewards solution? Having trouble optimizing personalized offers or customer engagement? We're here to help with fast, responsive support whenever you need it.

FAQs

  • Open banking allows for a high degree of personalisation with a minimum of friction for your customers. You’ll gain access to fast, comprehensive and real-time banking data through our API.

  • Absolutely. Open Banking enhances your programs by enabling quick transaction authorisations and immersive personalisation.

  • Open Banking delivers deep insights into wallet share, spending behaviours, and preferences, enabling you to tailor your programs comprehensively.

  • Yes, your customers’ data privacy and security are paramount, with our API ensuring no storage or access from third parties.