Enable Banking Changelog | November 2024

Written By Fedor Tyurin

As always if you have any questions, feel free to reach out to us at support.api@enablebanking.com.

Significant Changes and Updates

Data Insights for Payments

The Data Insights feature in the Enable Banking Control Panel has been enhanced to include detailed information about payments. By selecting “Payments” from the data category dropdown and choosing a specific payment type from the options, you can now view the following for each ASPSP:

  • Payment statuses: The statuses a payment goes through.

  • Available fields: The fields available after payment initiation.

For each payment status, you’ll also see the average time it takes for a payment to reach that status.

Notable fields include:

  • debtor: This contains the payer’s name and potentially other details.

  • debtor_account: This holds the account number from which the payment originated.

These fields are especially useful for payees who may need to process refunds or use the information to reconcile payments.

As with other data types in Data Insights, this information is derived from metrics collected by Enable Banking while handling API requests.

Semantic Classes for Style Customisation in Dedicated Environments

We’ve introduced semantic classes to all key elements in the HTML code used by the UI displayed to end-users during auth flows. This improvement helps TPPs using the Enable Banking infrastructure to maintain well-structured CSS, simplifying the customisation of the auth flow UI's appearance.

For more details and a full list of semantic classes, visit the Auth Flow Customisation for TPPs docs page.

Integration Updates

 We continue to refine and expand our banking API integration network to ensure robust and efficient banking solutions.  Here are the latest updates across our integrations:

New Integrations

We’ve added the following AIS integrations:

  • iBanFirst (BE)

Fixed and Improved Integrations

We’ve implemented various fixes and improvements for Integrations towards the following ASPSPs: 

  • Fixed DOMESTIC payment initiation and removed leading spaces  in the name attribute when retrieving account details for the following banks that use BEC as their API provider:

    • SEB (DK)

    • Spar Nord Bank (DK)

    • Vestjysk Bank (DK)

    • Maj Bank (DK)

    • Hvidbjerg Bank (DK)

    • Møns Bank (DK)

    • PenSam Bank (DK)

    • Coop Bank (DK)

    • Faster Andelskasse (DK)

    • Nykredit Bank (DK)

    • Andelskassen Fælleskassen (DK)

    • Frørup Andelskasse (DK)

    • Lollands Bank (DK)

    • GrønlandsBANKEN (DK)

    • Lægernes Bank (DK)

    • Arbejdernes Landsbank (DK)

    • Merkur Andelskasse (DK)

    • Danske Andelskassers Bank (DK)

    • Fynske Bank (DK)

    • Frøslev-Mollerup Sparekasse (DK)

  • Added the token refresh logic for the banks using IBS as their API provider:

    • ProCredit Bank (BG)

    • Tokuda Bank (BG)

    • D Commerce Bank (BG)

    • Bulgarian Development Bank (BG)

    • Fibank (BG)

    • Allianz Bank Bulgaria (BG)

    • Bulgarian American Credit Bank (BG)

    • United Bulgarian Bank (BG)

    • ibank (BG)

    • tbi bank (BG)

    • Postbank (BG)

  • Fixed the auth method handling for payment initiation for banks using SDC as their API provider, including the following:

    • Jutlander Bank (DK)

    • Storebrand (NO)

  • Alpha Bank (GR): Fixed account IDs and transactions mapping

  • BAWAG (AT): Enabled production

  • BNL Corporate (IT): Added the possibility to fetch account details 

  • BRD (RO): Made IBAN required for consent creation

  • Banca Popolare dell'Alto Adige (IT): Only personal accounts are supported

  • Banco Santander (ES): Fixed account details mapping

  • Bunq (EU)

    • Fixed transactions pagination

    • Increased maximum consent validity to 180 days

  • Caisse d'Épargne (FR): Fixed transactions fetching when dateTo is provided

  • CBC, KBC, KBC Brussels (BE): Improved auth flow by selecting brand URL and adding UI language support

  • Comdirect (DE): Fixed PHOTO_OTP authorization

  • Comdirect (DE): Fixed token creation

  • EVO Banco (ES): Added synthetic transaction entry reference

  • Handelsbanken (FI, NL, SE): Restricted creditor name for payments to 35 characters

  • Holvi (FI): Added DE to supported countries

  • ING (EU): Setting account usage to ORGA when recognising business accounts

  • LCL (FR): Fixed continuation key and removed sign from the transaction amount

  • La Banque Postale (FR): Fixed transactions fetching when dateTo is provided

  • Luminor (EE, LV, LT): Improved account holder name mapping

  • Paysera (LT): Improved account holder name mapping

  • Revolut (EU): Increased maximum consent validity to 180 days

  • SEB (SE): Adjusted remittance information, reference validation and  mapping of owner name in accounts call

  • Triodos Bank (BE, NL): Adjusted mapping of owner name in accounts call

  • UniCredit (EU): Enabled sandbox environment

  • Spuerkeess (LU): Added transaction details mapping

Integrations Removed

The following integrations have been removed:

  • Bancofar (ES): Connector removed

  • Bpost Bank (BE): Connector removed (merged with BNP Paribas Fortis)

  • Danske Bank (DK, FI, NO, SE): Connector removed in favor of Danske Bank Personal and Danske Bank Business

  • Swedbank (SE): Removed Södra Dalarnas Sparbank (as the bank merged with Bergslagens Sparbank)

  • Totalbanken (NO): Connector removed

A comprehensive list of integration changes can be found here.


Fedor Tyurin
Previous

FIDA: A Gateway to Innovation and Opportunity in Financial Services?
Next

Unlocking Open Banking Data Insights in Accounting and Auditing with Xpektor