
Our Blog
The latest insights on open banking, financial innovation, and data connectivity with Enable Banking. We cover industry trends, partner success stories, and expert perspectives on how PSD2 data is reshaping finance. Stay ahead with cutting-edge knowledge from the forefront of open banking.
Unlocking Open Banking: New Opportunities for Growth
For years, Open Banking has been seen primarily as a tool for credit risk assessment—but its potential reaches far beyond lending. With evolving regulations like PSD3 and the upcoming Financial Data Access framework (FIDA), new business opportunities are emerging across industries. From hyper-personalized loyalty programs to smarter SME lending, companies that embrace these changes can gain a competitive edge. The key? Viewing regulatory shifts as opportunities rather than obstacles and leveraging financial data in innovative ways. In this article, we explore how businesses can adapt, innovate, and thrive in the evolving Open Banking landscape.
Transforming SME Financing with Molly Wahlstrom from Qred Bank
Qred Bank is transforming SME financing by offering fast, flexible, and digital-first lending solutions. Molly Wahlström, Customer Operations Manager at Qred, shares how their partnership with Enable Banking enables real-time financial data access, improving credit decisions and streamlining the lending process for small businesses across Europe.
From Snowy Peaks to Coding Chic: Partner Spotlight with Fimento's Jonas Deibe
Fimento is redefining credit insights and lending with AI, machine learning, and open banking. In this exclusive interview, CTO Jonas Deibe shares how their cutting-edge technology, combined with Enable Banking’s seamless data access, is driving smarter financial decisions. Find out how they’re bridging the gap between traditional banking and the future of AI-powered finance.
Enable Banking Changelog | January 2025
In January 2025, Enable Banking introduced significant updates to enhance user experience and system functionality. Key improvements include better handling of payment initiation failures with detailed status reason information, comprehensive listing of final successful statuses for various payment types, and refined support for multiple decoupled authentication factors such as OTP_CODE and APP. Additionally, sandbox environment widgets now allow any origin, simplifying local testing, and custom CSS adjustments have been made easier with the inclusion of TPP-specific class attributes in the authentication UI. New integrations were also established with Banque Palatine (FR) for account information and payment initiation, and An Post Money (IE) for account information services.
Enable Banking Changelog | December 2024
Discover Enable Banking's last changelog for 2024. From enhanced authorization flows to new AIS integrations and improved APIs, we’ve been working hard to optimize your open banking experience. Dive into the details and make the most of these changes as you prepare for the year ahead.
Enable Banking Changelog | November 2024
Discover Enable Banking's November 2024 updates, including enhanced payment data insights, semantic classes for seamless UI customization, and extensive API integration refinements. From new AIS integrations to streamlined payment handling, stay informed about how we're simplifying Open Banking.
Enable Banking Changelog | October 2024
In October’s Changelog, we’ve introduced new features to streamline application activation, unrestriction, and updates for users, alongside extensive improvements and expansions in banking API integrations. From simplifying application management to adding integrations with major European banks, this update strengthens API performance and flexibility.
How to Sync Account Transactions From Open Banking APIs Without Unique Transaction IDs
In the world of Open Banking, synchronizing account transactions without unique transaction IDs can be challenging. Fedor Tyurin, our CTO, presents a robust step-by-step synchronization algorithm that focuses on a "day-by-day" approach and employs "double-check" verification to minimize errors. This algorithm utilizes consistent properties like booking date and amount to match transactions, providing a framework to handle the complexities of PSD2 APIs effectively.
Enable Banking Changelog | September 2024
Discover the latest updates from Enable Banking for September 2024. This changelog includes important security upgrades like Multi-Factor Authentication (MFA), new AIS integrations, and improvements to our Open Banking API services.
How Enable Banking and Orka Ventures Are Pioneering Open Banking Innovation in Iceland
Since 2021, Orka Ventures has partnered with EnableBanking to revolutionize Open Banking in Iceland. Through the development of cutting-edge APIs and collaboration with Iceland’s three major banks, Orka has built a consumer-lending app that automates creditworthiness assessments. This partnership has empowered over 100 TPPs to leverage Open Banking data, transforming Iceland’s financial landscape with transparency, security, and innovation at its core.
Enable Banking Changelog | August 2024
Explore Enable Banking August 2024 Changelog: Payment Status Webhooks, ASPSP Updates, New Integrations & More.
Enable Banking Changelog | July 2024
Explore the newest updates for July with Enable Banking's Changelog!
Enable Banking Changelog | June 2024
Explore the newest updates for June with Enable Banking's Changelog!
Enable Banking Changelog | May 2024
Explore the newest updates for May with Enable Banking's Changelog!
Enable Banking Changelog | April 2024
Explore the newest updates for April with Enable Banking's Changelog!
Enable Banking Changelog | March 2024
Enable Banking Changelog - Check March Updates Here!
Enable Banking Changelog | February 2024
Enable Banking Changelog - Check February Updates Here!
Enable Banking Changelog | August 2023
Enable Banking Changelog - Check August Updates Here!