Open Banking Advent Calendar 2025
December 12th: How Open Banking Empowers Financial Well-Being
Today’s open banking advent calendar opens onto a topic that deserves the spotlight: financial well-being.
In Germany, more than half the population experiences stress around expenses and money management. Lana Brandorne, from House of Finance & Tech Berlin, shares how they’re closing that gap through research, collaboration, and their Financial Well-Being Score.
Open banking plays a starring role.
Real-time insights. Tools that predict cash-flow issues. Apps that support saving habits.
It all adds up to one thing: awareness as empowerment.
Day 12 is a reminder that data alone isn’t enough — but when people can clearly see their financial picture, they’re equipped to make decisions that genuinely improve their lives.
