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Open Banking Advent Calendar 2025

December 3rd: The Future of Banking Is Here

Michiel de Haan, Product Manager at Qred Bank, shares his vision for the future beyond open banking: open finance. Imagine a world where financial services are easier to access, fully transparent, and incredibly fast. In this video, Michiel explains how open finance can create smoother experiences for customers, empowering them with clarity and control over their financial lives, leading to a "happily API after..." ending.

Michiel’s message is simple. As we move from open banking toward broader financial ecosystems, people should feel supported and informed. Open finance promises clarity, speed and openness, creating an experience that feels genuinely positive.

Cosy up and enjoy a clever perspective on how open banking continues to transform SME lending.

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