This month brought a new deferred payment submission flow that lets your application run checks for fraud prevention or internal compliance before a payment is finalised at the ASPSP. UI widgets also migrated to a new origin, with a January 2027 deprecation timeline worth knowing about.

You'll also find eight new integrations, five extended with new capabilities (card accounts in Italy, decoupled auth in Sweden, PIS at Svea Bank), reliability improvements across more than fifty ASPSPs, and a couple of brand consolidations in the Polish and Spanish markets.

Most CCD2 discussions focus on policy: which products are in scope, what disclosures are required, and how affordability assessments should be structured. What gets far less attention is the infrastructure underneath those assessments — and why getting that right is the part that actually determines whether you're compliant.

CCD2 expands the regulatory perimeter for consumer credit significantly, and raises the bar on how creditworthiness assessments must be conducted and documented. This FAQ covers the questions we hear most often, from which lenders are affected and what BNPL providers need to do, to how open banking data supports compliant affordability assessments and what good data infrastructure looks like in practice.

In April, we added Czech translations to the consent UI, a refreshed open banking integrations list that surfaces pan-European banks across every country they serve, and wider card account support across Italy.

You'll also find six new integrations, reliability and performance improvements across more than fifty ASPSPs, and a note about catching us at the Nordic Fintech Summit.

Enable Banking’s March 2026 changelog introduces expanded card account access in Italy, improving AIS coverage across major institutions. We’ve also launched a new “Get a Quote” tool to simplify onboarding and pricing, alongside ongoing integration improvements across Europe.

This month’s open banking updates focus on platform security, dependency hardening, localisation improvements, and expanded integration coverage. Highlights include an updated eIDAS broker, CVE-related upgrades across backend systems, improved Polish language handling, operational SumUp transaction fetching, and several new European bank integrations.

This month’s Open Banking updates focus on performance, scalability, and payment functionality. Highlights include a 10× improvement in infrastructure spin-up time, expanded bulk domestic payment support in Sweden, improved PSU header validation, and enhanced payment endpoint responses for TPPs.

Get a front-row seat to the future of fintech with Enable Banking’s XTM traineeship. Learn from industry leaders, work on real projects, and explore Open Banking in practice.

The December 2025 changelog includes a new Control Panel demo session, enhanced internal monitoring across 2,500+ APIs, public Terms of Service, and expanded AIS and PIS integrations across Europe, along with ongoing reliability improvements.

In November, we introduced a new functionalities to control panel for application logs improvement, updated documentations for TPPs and bulk payment initiation, expanded PIS and AIS coverage, and optimized existing integrations.

At Enable Banking, we built an internal AI chatbot that lets our team talk to our documentation. Using a Retrieval-Augmented Generation (RAG) setup, we taught AI to fetch the right answers from our docs, fast, accurate, and with real business value. Here’s how we did it, what we learned, and why we believe AI can make internal knowledge tools both smarter and more human.

We sat down with Petter Alvstén, Head of UC’s consumer information business, to explore how UC combines decades of credit data with open banking and PSD2 insights to drive smarter lending, reduce risk, and give consumers more control over their financial data.

In October, we introduced a new endpoint for manual payment deletion, expanded PIS and AIS coverage, and extended default consent validity to 180 days.

We’re also launching live demo sessions for the Control Panel, giving users hands-on guidance for debugging, monitoring, and managing their integrations.

September’s Enable Banking Changelog introduces major updates for TPPs and developers. Explore our new TPP Infrastructure-as-a-Service documentation, which outlines how to operate under your own authorisation with full PSD2, GDPR, and DORA compliance. We’ve also expanded our Market Specifics section to cover all EU countries — including Norway, Romania, Malta, and Luxembourg — and launched a new smart certificate management tool to simplify renewals. Plus, new integrations with Artea (LT) and Banca Widiba (IT) are now live.

Open banking is quietly transforming industries far beyond personal finance apps. Already powering hyper-personalised loyalty programs, smarter KYC, faster SME lending, and real-time accounting, it’s delivering real value across the Nordics and beyond. But the next wave is even more surprising; reshaping recruitment, insurance, treasury management, and more. This article explores both today’s proven applications and tomorrow’s unexpected opportunities, and invites readers to join Sarah Häger’s webinar, Beyond the Obvious: Five Surprising Open Banking Use Cases, for a deeper look.

CapitalBox is on a mission to make SME financing faster, smarter, and more human. Open Banking is a key part of the story. In this partner spotlight, Julija Varneckienė (COO) shares how real-time access to business account data has helped them cut onboarding times from days to minutes, reduce fraud, and deliver a more respectful, modern customer experience. She also talks about the value of working with Enable Banking, and what the future of SME lending looks like.

Think you know Open Banking? In this free on-demand webinar, Sarah Häger explores five unexpected and practical use cases that go far beyond aggregation and onboarding. From fraud prevention to insurance gap detection, get a fresh look at how financial data is powering smarter decisions across banking, ERP, KYC, and fintech.

Open banking is evolving from regulation to innovation. With PSD3, AI, and embedded finance, Europe is moving toward open finance—and fast. Discover how businesses can lead this shift with smarter data use, deeper personalisation, and seamless financial experiences.

Identity theft and fraud threats are more sophisticated than ever, but so are the solutions. In this interview, Robert Kotov, Head of Partnerships at iDenfy, explores how the company uses AI, biometrics, and open banking integrations to stay ahead. He highlights how their hybrid human-machine approach improves accuracy and trust, how industry-specific challenges are tackled, and why anticipating fraud’s next evolution is critical. With stories from real-world implementations and a vision for the digital ID future, this is a must-read for anyone serious about security, compliance, and seamless onboarding.