Control Panel Overview

Welcome to the Control Panel User Guide. This guide will help you navigate and use the features of our control panel effectively.

# Signing up for an account

Before you can access the Enable Banking control panel, you'll need to sign up for an account. Follow these steps:

• Visit the authentication page https://enablebanking.com/sign-in/ (opens new window).
• Enter your email, new accounts are automatically created on the first sign in.
• Follow the one-time authentication link sent to your email. After authentication you will be redirected your profile in the Control.

# API Applications

From here you can create, edit and see all applications created by you, or shared with you.

# Registering an Application

Once you have an account, you can register your application to obtain API access:

1. Go to the API applications (opens new window) page using the top menu of the Control Panel.

2. Choose Environment: Select either Sandbox or Production.

3. Choose Infrastructure: If you are an authorised TPP, choose between your dedicated infrastructure or the default one (relying on Enable Banking authorisation). You won't see this option if dedicated infrastructure is not available to you

4. Choose to Generate or Provide Key: You can allow the browser to generate the private key for your application (which is saved directly to your local machine and not transmitted) and the corresponding public key, or generate the private externally (e.g., via OpenSSL) and provide the public key.

5. Provide Application Details:

• In the Sandbox Environment or when using the dedicated infrastructure registration only requires an application name and URLs whitelisted for redirecting of end users after they complete authorisation of access to account information or confirm a payment.

• In the Production Environment relying on Enable Banking authorisation registration requires additional details, including an application description (visible to end users during consent), a data protection email, a privacy policy URL, and a terms of service URL.

5. Submit the form by pressing "Register" button: You application will be assigned with an ID (in the UUID format). If you chose to generate the private key, it will be saved into your downloads folder. Name of the file will be the same as the ID assigned to the newly registered application (e.g. aaaaaaaa-bbbb-cccc-dddd-eeeeeeeeeeee.pem).

# Activation of Production Applications

Applications can be activated in two distinct ways:

• Unrestricted Mode (Full Activation): Requesting full activation requires manual review by our personnel, who will check the application name and description, as well as its privacy policy and terms of service, verify your contract and completion of "Know-Your-Customer" process, and associate it with your billing account.

• Restricted Mode (Account Linking): You can activate an application by linking your own bank accounts for internal testing. In this mode, users can go through the authorization flow, but data retrieval is strictly limited to the whitelisted, linked accounts. For more information please refer to the guide on whitelisting your own accounts.

# Application Management via Context Menu

The context menu provides quick access to various actions related to your applications. Click on the three dots on the top left corner of your app to view requests, view statistics, edit your application, share with other users, or remove your application.

# Editing an Application

1. In the control panel dashboard, navigate to the API applications (opens new window) section.
2. Find the application you want to edit and click on its context menu.
3. Make the desired changes to the application details.
4. Click "Save" to apply the changes.

# Request Logs

Request logs provide a detailed history of API requests made by your applications. You can access request by navigating to "API applications", clicking on your applications context menu, and selecting "Requests".

From here you can filter by response code, date, country, ASPSP, session ID, account ID or authorization ID.

When clicking on a request, it will show you more details that can be used to search for related details, or can be sent to our support for assistance.

About request details:

Request	Description
Request ID	The distinct ID of a request.
ASPSP country and brand	Two letter country code and ASPSP name.
Session ID	Unique ID assigned to a session
Account ID	ID assigned for account the user is accessing.
Account hash	ID assigned for account the user is accessing.
ASPSP requests	Shows request details.
Timestamp	Date & time of request.
PSU type	Indicates whether the user was trying to access a personal or business account.
Authorization ID	ID assigned to calls involving authorization.
Session status	Status returned for last request.

Learn more about session statuses.

# Application Statistics

For every ASPSP accessed by your application, you can now check the following statistics:

• Total number of sessions: Active sessions accessing account information during the selected period.
• Authorized accounts and sessions: Accounts and sessions authorized to access account information during the selected period.
• Unique accounts accessed: Total number of unique accounts accessed during the selected period.
• Total initiated payments: Number of payments initiated by the application.
• Successful payments: Payments with reached ACSC or ACCC status.

Unique Payment Services Users (PSUs): Users for whom the application initiated access to account information or payments.

You have the flexibility to order each column for easier access to the information you're searching for.

# Sharing Application Access

You can share application access with another user who has registered an Enable Banking account by adding their email used for regirstration on the Enable Banking page. To do so, go to the click on the context menu, and share.

# ASPSP status

ASPSP (Account Servicing Payment Service Provider) status indicates the availability and status of financial institutions. It helps you understand the current status of ASPSPs based on statistics.

ASPSPs are sorted by country. Clicking on a country will load data for all ASPSPs available, along with 30 days history. There are three possible values.

Value	Displayed when
no problems detected	over 90% of requests are successfull
possible problems	between 89 and 50% of requests are successfull
major disruption	under 50% of requests are successfull

Our current algorithms for monitoring the status of open banking APIs provided by ASPSPs under PSD2 incorporate authorization success rates. This enables the detection of issues where data retrieval may function correctly, but authorization is failing.

# Data Insights

The Data Insights (opens new window) feature of the Enable Banking Control Panel allows users to view the available data for each ASPSP, as well as what data is missing. It uses statistics gathered from the Enable Banking API, ensuring an accurate representation of the data landscape.

Data is presented as field name, field type (array/string/object), value (showing examples of responses) and presence (indicating percentagewise how often said field is populated.)

You can learn more about Data Insights by watching our video demo:

# Mock ASPSPs

Mock ASPSPs are simulated financial institutions that you can use for testing purposes. To learn how to use Mock ASPSPs, refer to our documentation.

# User profile

# Multi-Factor Authentication (MFA)

User Accounts now support Multi-Factor Authentication for user accounts. To enable MFA, log in to your Enable Banking account, go to the Profiles tab, and register your phone number to receive verification codes.

# MFA Requirements for Application Sharing

When sharing applications with other users, MFA is required to ensure consistent security levels. If MFA is enabled on your account, any user you share an application with must also enable MFA before they can access the shared application.

To enable MFA, click here (opens new window) and select "Enable". You will be guided through a quick process to secure your account and applications with MFA.