Open Banking Specifics in Liechtenstein
# Authentication flows and SCA
Liechtenstein banks predominantly use redirect-based flows for Open Banking authentication. Banks typically implement SCA through their mobile banking applications using biometric authentication (fingerprint, face recognition) or security codes, combined with the national eID.li digital identity system offered by the state of Liechtenstein.
# Major Banks (ASPSPs)
The most widely used Liechtenstein ASPSPs, in order of market significance, are:
A complete list of Liechtenstein ASPSPs is available here (opens new window).
# Payment Specifics
Liechtenstein banks support SEPA Credit Transfers (SCT) in EUR (Euro) through their Open Banking APIs, as Liechtenstein participates in the Single Euro Payments Area. This makes cross-border euro payments as simple and inexpensive as domestic payments.
SEPA Instant Credit Transfers (SCT Inst) are supported by major Liechtenstein banks, enabling real-time transfers of up to €100,000 that are processed within seconds and available 24/7/365. The instant payment infrastructure provides near real-time settlement between participating banks.
Additionally, some banks may support payments in Swiss Franc (CHF) due to Liechtenstein's close economic ties with Switzerland, though EUR remains the primary currency for SEPA operations.
# Specifics per ASPSP
# Bank Frick
Bank Frick follows redirect-based authentication flows and implements SCA requirements through mobile banking applications and the national eID.li digital identity system.
Integration towards Bank Frick is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.
# Bendura Bank
Bendura Bank uses redirect-based authentication flows with SCA implementation through mobile banking applications and supports the eID.li digital identity system for customer authentication.
Integration towards Bendura Bank is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.
# LGT Bank
LGT Bank, the largest bank in Liechtenstein and owned by the Princely Family of Liechtenstein, implements redirect-based authentication flows for Open Banking services. The bank provides Open Banking APIs with SCA performed through mobile banking applications and the eID.li system.
Integration towards LGT Bank is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.
# Liechtensteinische Landesbank
Liechtensteinische Landesbank (LLB) provides Open Banking API that uses redirect-based authentication flows and supports SCA through its mobile banking application and the national eID.li digital identity system.
Integration towards Liechtensteinische Landesbank is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.
# Neue Bank
Neue Bank implements redirect-based authentication flows and follows PSD2 SCA requirements using mobile banking applications and the national eID.li digital identity system.
Integration towards Neue Bank is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.
# VP Bank
VP Bank uses redirect-based authentication flows with SCA implemented through its mobile banking application.
Integration towards VP Bank is not yet supported by Enable Banking. If you are interested in integrating with this bank's Open Banking interface, please contact our tech support.