Enable Banking Accounts API
Get instant access to bank account transactions and balances – we deliver account information where you need it.
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Unified authentication and harmonized data
Scalable cloud
infrastructure
Secure and compliant
solution
Simple pay-as-you-go
pricing
Open Banking APIs
We have integrated Open Banking APIs of all major banks and other payment account providers (EMIs and PIs) across EEA region. We constantly monitor the integrated APIs and test interaction process. Also we follow announced changes, so we can timely update integrations.
Free access to linked bank accounts
Register your application and link bank accounts it. For each linked account we calculate identification hash and allow free access to these accounts.
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Examples
We believe that integrating Open Banking should be easy and painless, so we put a lot of effort into making our APIs developer-friendly. You don’t need to worry about difference of bank APIs, we automatically convert all data and interaction logic to one simple interface.
cURL
curl -X POST \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
-H "Content-Type: application/json" \
-d @auth.json \
https://api.enablebanking.com/auth
auth.json
{
"access": {
"balances": true,
"transactions": true,
"valid_until": "2025-01-15T14:14:53.966Z"
},
"aspsp": {
"country": "FI",
"name": "Nordea"
},
"psu_type": "personal",
"redirect_url": "http://your-domain.com/redirect-callback",
"state": "3a57e2d3-2e0c-4336-af9b-7fa94f0606a3"
}
200 Response
{
"url": "https://tilisy.enablebanking.com/ais/start?sessionid=73100c65-c54d-46a1-87d1-aa3effde435a",
"authorization_id": "73100c65-c54d-46a1-87d1-aa3effde435a",
"psu_id_hash": "db10bfbbb9ca86a78ce42ba0c21c2870824d9b9056e259c1ab1df50813bd7781"
}
cURL
curl -X POST \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
-H "Content-Type: application/json" \
-d @session.json \
https://api.enablebanking.com/sessions
session.json
{
"code": "0f4473e7-95dd-49d2-9e48-5884d268b8d9"
}
200 Response
{
"accounts": [
{
"account_id": {
"iban": "FI8821291587733472"
},
"cash_account_type": "CACC",
"currency": "EUR",
"details": "Current account",
"identification_hash": "WwpbCiJhY2NvdW50IiwKImFjY291bnRfaWQiLAoiaWJhbiIKXQpd.E8GzhnnsFC7K+4e3YMYYKpyM83Zx6toXrjgcvPP/Lqc=",
"name": "Holder Name",
"uid": "07cc67f4-45d6-494b-adac-09b5cbc7e2b5",
"usage": "PRIV"
}
],
"session_id": "4604aa90-f8a8-4180-92d8-0c3270846f0a"
}
cURL
curl -X GET \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
https://api.enablebanking.com/accounts/07cc67f4-45d6-494b-adac-09b5cbc7e2b5/balances
200 Response
{
"balances": [
{
"balance_amount": {
"amount": "1.23",
"currency": "EUR"
},
"balance_type": "CLBD",
"last_change_date_time": "2019-08-24T14:15:22Z",
"name": "Booked balance",
"reference_date": "2019-08-24"
}
]
}
cURL
curl -X GET \
-H "Authorization: Bearer $ENABLEBANKING_API_JWT" \
https://api.enablebanking.com/accounts/07cc67f4-45d6-494b-adac-09b5cbc7e2b5/transactions
200 Response
{
"continuation_key": "E8GzhnnsFC7K+4e3YMYYKpyM",
"transactions": [
{
"bank_transaction_code": {
"code": "12",
"description": "Utlandsbetalning",
"sub_code": "32"
},
"booking_date": "2020-01-01",
"credit_debit_indicator": "CRDT",
"creditor": {
"name": "Company Name"
},
"debtor_account": {
"iban": "FI8821291587733472"
},
"entry_reference": "5561990681",
"remittance_information": ["Gift for Debtor"],
"status": "BOOK",
"transaction_amount": {
"amount": "1.23",
"currency": "EUR"
},
"transaction_date": "2020-01-01",
"value_date": "2020-01-01"
}
]
}
Getting started
Create an account
Got questions? Contact us → info@enablebanking.com
Should you have any questions regarding testing or operating integration with live APIs?
We are happy to assist whether you have a legal question, are looking for a business case or concerned about a security matter.